My Blog

One Great Investment Idea

Only the best news around!!

Anytime an investment goes up 6.5% annually we all clean up.  And imagine you can live there also!!
Why homes are the biggest investment most people of both worlds:  equity grown and a place to live
and enjoy your family and friends!!

DRE: 02098949

Sell My House in MD | Home Prices Up 6.54% Across the Country! [INFOGRAPHIC] Most real estate brokers and agents don’t really have all the tools needed to

When You are at "That Age"

Many folks are nearing retirement!!!  You may have heard the frequent mention of the greying of America.  It is truly happening as by 2040 approximately 35% of
the population will be over 60 years old.  Thus, knowing how to age in place, if so desired by a couple or individual, is an important topic.

Perhaps it is important to you!!!

5 Home Features to Make Aging in Place Easier

If you’re looking to buy a new home and hope to stay there for the rest of your life, look ahead to what you might want in it as you age. Thinking of and paying for features that make a house more accessible now can be a lot easier than having to make modifications later.

Here are five home features to look for in a “forever home” that can make age-related disabilities easier to deal with:

  1. Few steps. A no-step entry that can accommodate a wheelchair is preferable – and is the first thing to look for in a home that you may want to spend retirement in. The entryway should be wide and deep enough for a wheelchair to easily turn around, ideally 36 inches wide or more. It’s also a good idea to look for a home without stairs. A one-story home can help with knee or other health issues that make walking difficult. If your home has a second floor, you may one day need to install an elevator or chairlift.
  2. Accessible bedroom and bathroom. Most homes have one-floor living spaces, meaning that even if your home has a second story, you can convert a first-floor living or dining room into a bedroom. Look for a home that has a first-floor bedroom with an attached bathroom, preferably both of which are wheelchair accessible.
  3. Slip-proof bathroom. Falls in the bathroom are a major cause of injuries for the elderly. Make sure the bathroom, bath and shower have grab bars to help avoid accidents. These don’t have to be the huge grab bars you see in nursing homes, but rather, towel racks or other functional bars that are properly anchored.
  4. Kitchen you can still cook in. If you still plan on cooking later in life, look for a kitchen that’s easy to get around in, with areas that are easily reachable. Counters, storage areas, drawers and dishwashers should be at heights that you can get to comfortably without bending over.
  5. High tech. A home equipped with the latest technology can allow homeowners to do things from their couches that used to require getting up. With a smartphone or tablet, you can adjust the thermostat, close the blinds, turn off the lights and lock the doors if they’re all set up with the right technology.


Why Use A Realtor???

                                                          Why Use a Realtor???

Having been a Realtor for over 17 years,  I admit I am still surprised by the question "Why should I use a Realtor?"
Perhaps our National or State or Regional Associations don't share enough information on the value of using a Realtor.  
Yet, I doubt this is the case!    From social activism in our neighborhoods repairing homes, T.V. advertising and the wealth of Realtors
helping clients in Southern California and throughout the Western States, the term "Realtor" is known.

A real estate license must be acquired by persons seeking to help home buyers and home sellers seeking to purchase or sell real property.
Yet a Realtor differs from a non-Realtor real estate license in the following ways:

1.  Realtors observe the National Code of Ethics and are answerable to both Local Association Boards for violations of this higher level of commitment to ethical behavior and DRE;  a real              estate agent is only liable for violations to DRE.
2.  Realtors advocate, individually and through the National, State and Local Boards, for fair housing, land use and a variety of housing matters each and every day.
3.  Realtors commit to continued education required by DRE and additional certifications to help Seniors(SRES), to help Buyers(ABR), to help owners in distress(SRS) and so many others
          course work areas focused on being the best help we can be.
4.  Realtors sponsor community events from Book Bag drives at back to school to Shred Events to help clear clutter of important but dated documentation to home renovation projects for
          veterans, the elderly and financial need.
5.  Realtors are well connected in the local market.  Real Estate is always local.  Thus, Realtors know Title Companies, Escrow Companies, Attorneys, Mortgage Officers, Plumbers, 
          Painters, Electricians and on and on.  If it has to do with a real estate, a Realtor is a great resource to provide you a well vetted and known contact.
6.  Realtors willing cooperate with one another to ensure all listed homes and all home seeking buyers reach their goals of selling and/or buying real estate.

Though someone can go online to google an ailment rather than see a doctor, that someone takes a huge risk of getting the wrong answer versus seeing a well trained doctor.  Same is true in real estate, you can always get a number of the internet for the value of your home.    Yet, in doing so, you assume your home is no  better or no worse than the most average house and you assume that someone on the internet "cares" about how much you sell your home to them for on a given day.

Trust your most valuable asset to a professional Realtor with the experience, knowledge and a true desire to help you navigate the purchase or sale of a home!!  You won't be disappointed when you call me!   951-290-0289

Always the Smart Move!

CA DRE#  02098949

Your Down Payment on your New Home Matters


Market Continues to Improve


Permits Required!

Bryan Cerny
Berkshire Hathaway HomeServices California Properties

Why You Should Never Skip Getting Permits for Home Improvements

City, town and county governments across the U.S. require permits for home improvements. This is done to enforce building codes and prevent accidents that could lead to property damage, injuries or death. Depending on the scope of the project, one or more permits may be required. For major renovations, architectural and engineering plans must be submitted. Sometimes homeowners decide to skip the process of obtaining permits to save time and money, but that can be a huge mistake.

Potential Costs of Not Getting Permits
Work that has been completed without a permit and has not been inspected by a professional could be unsafe. Members of your family, friends and others who visit your home could be severely injured or even killed.

Electrical work that wasn’t permitted and approved could lead to a fire that could destroy your home and potentially cause others in the neighborhood to go up in flames. Plumbing problems, gas leaks, roof leaks and structural problems are other possible consequences of having renovations done without a permit.

Your homeowners insurance wouldn’t pay claims for problems caused by work that was done without a permit. That means you’d be financially responsible for those costs, and you might even face criminal charges.

Failing to obtain a permit for home improvements can lead to problems years from now if you try to sell your home. Buyers won’t want to purchase a house that was updated without permits because of the potential for accidents. Also, if they bought the house and someone got injured as a result of shoddy work, their homeowners insurance wouldn’t cover the losses. If the seller didn’t disclose that permits weren’t obtained, the buyer could later sue the former owner.

Unpermitted work has become such a problem that many local governments have cracked down. Inspectors who are dispatched to homes under renovation can issue stop-work orders and fines if the appropriate permits haven’t been obtained. If a past project was completed without a permit, you could be prevented from making other improvements or need to pay for additional work to correct mistakes made by the first contractor and to bring the house up to code.

Beware of Dishonest Contractors
Sometimes homeowners hire contractors for renovations and the contractors agree to obtain permits but fail to do so. The owners may not find out until years later, when someone is hurt or they try to sell the house and discover that the contractor deceived them. In those circumstances, the owners might be able to obtain post-construction permits and take legal action against the contractor.

Always Obtain Necessary Permits
Getting permits for home improvements may cost time and money, but permits are required for a valid reason. They protect homeowners, guests and future buyers from unsafe work that could lead to injuries and financial losses. Don’t skip the process of obtaining a permit, and don’t hire a contractor who suggests doing work without one.


Be careful when choosing a roofer!!

Bryan Cerny
Berkshire Hathaway HomeServices California Properties

Raise the Roof!

As the old saying goes, the whole idea of buying a home is to put a “good roof over your head,” and that makes a roof inspection a vital component of the home-buying process.

If, after buying a home, you discover that the roof is damaged, leaky, or in a state of disrepair, it’s going to be very costly indeed. And unless you’re an expert on roofs, hiring a professional to inspect the roof of any home you may buy is of the utmost importance. Follow these tips to make sure the home you’re buying has a good roof.

Choosing a Roofer
Look for referrals on Angie’s List or similar websites. Make sure you see recommendations from people. If every inspection a company does results in a new roof, that’s an indication that they always recommend new roofs for a big payday, even if it isn’t necessary. And consider choosing someone local—a contractor who has worked on numerous roofs in the area over an extended period of time is likely to be a good one.

Being Diligent
Price is obviously an important consideration, but it isn’t the only one. Make sure anyone you hire is properly insured, and write out the details of what work is being done, specifically an inspection.

What They’re Looking For
If you’ve hired a qualified professional, they’ll know what they’re doing, but some things you can ask about are loose, broken or missing shingles; signs of leaks, damage, mold or mildew; and proper ventilation. Also, look for any signs of water damage inside the house, and let your roof professional know about those.

After the Inspection
If you’re lucky, the roof is in perfect condition, but if there are issues, then it’s time to negotiate. Have your inspector write up a list of what is wrong with the roof, along with an estimated cost, then your agent can talk with the homeowners’ agent about an adjustment to the price of the house, or if they want to make the repairs. If they choose, the latter, be sure that they know you’ll want a second inspection after it’s completed.

Taking some proactive steps can save you money in the long run, and provide some peace of mind after you move in.


How Seller can handle a Buyer's Market

                                  Bryan Cerny  
                         "Always the Smart Move"                                        
      Berkshire Hathaway HomeServices California Properties

5 Tips for Sellers in a Buyer's Market

Many real estate markets across the country are starting to regain some balance, with rising prices leveling off just a touch and the number of homes available for
sale starting to tick back up. What does this mean if you’re ready to put your home on the market? A slightly adjusted strategy! Here are a few important tips to follow
for selling your home as the market swings more to the buyer’s advantage.

Pick a good real estate agent. First and foremost, do your homework and pick an experienced agent. When inventory is scarce in a red-hot seller’s market, it doesn’t
take much to sell your home. When the opposite is true, you’ll need a savvy agent to help get your home sold in the shortest time for the best price.

Price it right. Speaking of price, heed your agent’s advice on how to price your home properly. If your market has shifted, the bidding wars of a few months ago may
be a thing of the past. Pricing your home too high could leave your home waning on the market for months on end. Work with your agent to choose a competitive listing

Step up the marketing. Make sure you’re deploying the very best marketing plan for your home, including professional-quality photos (and plenty of them), videos,
social media, and exposure on listing portals. Ask your agent to walk you through the details of the marketing plan so you understand exactly what tactics they have
in their arsenal.

Set the stage. While you may be able to leave the living room walls turquoise in a seller’s market, when buyers rule the roost, you probably want to take the time to
make your home attractive to as many buyers as possible. So paint the walls neutral colors, declutter and stage every room, and spend a few bucks on landscaping.
You may also want to invest in any necessary repairs that a buyer might have acquiesced to in a hot market. Whatever gives your home an edge over the competition
will matter.  

Remember, be patient. If you’re expecting to flip your home, now may not be the best time to sell. Talk to an expert agent with great knowledge about the local
market to get a realistic picture about days on market and current sales prices, then make your decision.

Bryan Cerny
Licensed Real Estate Salesperson
California Properties
27701 Scott Road Suite D-103
Menifee, CA 92584
CA DRE#:  02098949

Office Phone: (951) 290-0289
© 2019 RISMedia. All Rights Reserved.
© 2019 RISMedia. All Rights Reserved.

Never doubt the Supply of Homes effects Buyer Demand

As you can see below, Keeping Current Matter always provides an up-to-date look at the market.  Often, it is impossible to
evaluate every facet of the real estate market. Yet resources like Keeping Current Matters are always in my "tool bag" to ensure 
my clients and you are always aware of how to "Always Make the Smart Move".

You will note the California market is stable both in buyer activity and seller activity.  Stable markets are markets that can
continue to expand and provide the needed inventory for current buyers.

, , , , , 

How Does the Supply of Homes for Sale Impact Buyer Demand?

How Does the Supply of Homes for Sale Impact Buyer Demand?

The price of any item is determined by supply, as well as the market’s demand for the item. The National Association of REALTORS (NAR) 
surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index.

Their latest edition sheds some light on the relationship between seller traffic (supply) and buyer traffic (demand).

Buyer Demand

The map below was created after asking the question: “How would you rate buyer traffic in your area?”

How Does the Supply of Homes for Sale Impact Buyer Demand? | Keeping Current Matters

The darker the blue, the stronger the demand for homes is in that area. The survey shows that in 3 of the 50 U.S. states, buyer
demand is now very strong; only 2 of the 50 states have a ‘weak’ demand. Overall, buyer demand is slightly lower than this time last year but remains strong.

Seller Supply 

The index also asked: “How would you rate seller traffic in your area?

How Does the Supply of Homes for Sale Impact Buyer Demand? | Keeping Current Matters

As the map below shows, 18 states reported ‘weak’ seller traffic, 29 states and Washington, D.C. reported ‘stable’ seller traffic, and 3 states reported ‘strong’ seller traffic. This means there are far fewer homes on the market than what is needed to satisfy the buyers who are looking for homes.

Bottom Line

Looking at these maps, it is not hard to see why prices are appreciating in many areas of the country. Until the supply of homes for sale starts to meet buyer demand, prices will continue to increase. If you are debating listing your home for sale, meet with a local real estate professional in your area who can help you capitalize on the demand in the market now.    CA DRE#02098949

October 2019 Newsletter

Page:  of 000  |